Real Estate Rehab Financing, Construction Lending, Commercial Lending

Caroline Lending is a commercial lender based in Texas which operates in multiple states.

We provide acquisition financing, rehab financing, as well as new construction financing for:

We are a direct lender and not a broker.

What We Do

We fund property rehab projects as well as new construction projects in multiple cities and states. We are a direct lender and not a broker.

We can sometimes lend 100% of the purchase price and 100% of the rehab cost on properties where both of those amounts fit into 70% of the after-repair-value. 

We do not publish our rates online. Our rates differ depending on the amount of risk involved. Call us and we can go over rates once we analyze your deal.

About Us

Founded in 2012, Caroline Lending focuses on providing fast and easy financing solutions for real estate investors.

We have financed thousands of property rehabs in various counties and states around the country. We have also financed many new construction projects as well as bridge loans on commercial properties.

We are always looking for motivated people who are investing in properties and require rapid, hassle-free financing to help meet their real estate goals.

If you have a real estate deal you’d like us to look at, just call or email us.


If you are in the Houston area and are looking for a career in real estate, drop us a line! You can reach us via email at hiring (at) carolinelending dot com. Please tell us a bit about yourself and include a resume.

We have positions in the following areas:

30 Year

Click the link below to see the history of the 30 Year fixed mortgage. This is one of the key indicators for housing demand and real estate activity in general. Lower interest rates generally translate to more demand for housing and for construction:

Contact Us

We Offer a 9% Yield To Accredited Investors

We offer a 9% secured yield to accredited investors. To learn more about investing with us, please visit our Investor Relations website at